Named Driver Exclusion Void in Commercial Policies Rules Md Court of Special Appeals

Summary


The named driver exclusion is void in a commercial motor vehicle insurance policy, the Court of Special Appeals has said.

Under the decision, Harleysville Mutual Insurance Co. may be liable for as much as $1.7 million, - the capped amount of a jury's $6 million award to Keith Zelinski's family - even though its policy excluded the driver who caused the accident.

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Extract


Named Driver Exclusion Void in Commercial Policies Rules Md Court of Special Appeals

Harleysville must establish that the exclusion came with a reduction in premiums or was issued at the request of the insured in order for the insurer's liability to be limited to the statutory minimum coverage.

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